Louisiana Insurance News

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Boating Season is Here – Are You Up to Speed on Safety?

Jun 7 2019 With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a... more

Three Ways to Lower Your Carbon Footprint

May 3 2019 April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the... more

Spring Cleaning Tips

Apr 5 2019 Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful... more

Home Security Technology: Keeping you ahead of the burglars

Mar 1 2019 Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure... more

Looking at a new piece of jewelry? Make sure to look at your insurance, too

Feb 1 2019 Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some... more

Is your home as efficient as it could be? An energy audit can tell you

Jan 4 2019 Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The... more

Keep Pets Happy and Safe on Vacation

Dec 7 2018 You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on... more

Five Common (and Potentially Costly) Homeowner Mistakes

Nov 2 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to... more

Five Ways to Protect Your Personal Electronic Data

Oct 5 2018 Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time.... more

Let's Keep Our Lawns and Ourselves Safe

Sep 7 2018 For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are... more

6 Tips for Getting to Work on Two Wheels

Aug 3 2018 Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a... more

Essential Safety Tips for Nighttime Boating

Jul 6 2018 If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of... more

Summer Driving Tips

Jun 1 2018 Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are... more

Protecting Your Home: Understanding Your Home Insurance Policy

May 4 2018 As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you... more

Do I Need to Tell My Insurance Company If My Dog Bites Someone?

Apr 6 2018 You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the... more

Protect yourself from Carbon Monoxide at Home and at Work

Mar 2 2018 Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The... more

Insuring Jewelry: How to Know if Your Coverage is Enough

Feb 2 2018 A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However,... more

Tips for Buying a Safe Car

Jan 5 2018 You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely,... more

Why Today’s Homes Burn Faster

Dec 1 2017 From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting... more

How to Lower Your Auto Insurance Bill

Nov 3 2017 It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent... more

Do You Need Umbrella Insurance?

Oct 6 2017 One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out... more

Three Ways a Pool May Affect Your Homeowners Insurance

Sep 8 2017 That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down... more

Easy to Forget Cleaning Projects

Aug 4 2017 As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning... more

Heavy Rain? Be on the Lookout for Heavy Damage

Jul 7 2017 Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life... more

Want a Safer Home? Consider these Inexpensive Fixes

Jun 2 2017 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements... more

Help Your Dog Love Apartment Living

May 5 2017 Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You... more

Love Bites – Get Umbrella Coverage

Apr 7 2017 In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large... more

Teen Driving Safety

Mar 3 2017 Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile... more

Car Shopping With Safety in Mind

Feb 3 2017 You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even... more

7 Driving Habits That Are Bad for Your Car

Jan 6 2017 No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty.... more

Burglary Prevention: Should You Leave the Lights On?

Dec 2 2016 It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity —... more

Which Home Alarms Do You Need?

Nov 4 2016 Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble... more

Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

Oct 7 2016 It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied... more

How to Deal With Road Rage

Sep 2 2016 Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to... more

Safety Tips for Your Summer Swims

Aug 5 2016 When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S.... more

Safety Tips for Summer Thrill Seekers

Jul 1 2016 The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically... more

What Should Go in Your Home Safe (or Safe-Deposit Box)?

Jun 3 2016 Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you... more

The Type of Fire Extinguisher Every Home Should Have

May 6 2016 A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So,... more

Navigate Rainy Roadways With Care

Apr 1 2016 It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during ... more

Identity Protection Tips for Tax Season

Mar 4 2016 What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none... more

What to Do After a Car Accident in Winter

Feb 5 2016 Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse... more

How to Avoid Animal-Vehicle Collisions

Jan 8 2016 About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.... more

Thrifty Security: Burglar-Proof Your Home for the Holidays

Dec 4 2015 It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're... more

Safe, Secure Shopping: Tips for Black Friday

Nov 6 2015 It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in... more

Your Home Maintenance Checklist for Fall

Oct 2 2015 Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right... more

4 Ways to Help All Children Have a Great School Year

Sep 4 2015 It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your... more

Keep Cool While Keeping Your Energy Costs Down

Aug 7 2015 Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those... more

Tips for a Safe Fourth of July — From Food to Fireworks

Jul 2 2015 Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or... more

Commuting by Bike: How to Get to the Office on Two Wheels

Jun 5 2015 There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun —... more

Getting Your Boat Out of Storage and Into the Water

May 1 2015 Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things... more

Spring Into Home Maintenance Mode in Louisiana

Apr 3 2015 Spring is a time for rejuvenation, and, as the weather gets warmer here in Lafayette, Louisiana, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for... more

How to Create Your First Garden This Spring

Mar 6 2015 From genetically modified crops to the environmental and health effects of pesticides, more and more Louisiana residents are questioning whether they should grow what they eat. Wherever you stand on the... more

Helping Seniors Have a Wonderful Winter

Feb 6 2015 Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Louisiana, it may be a good time of the... more

The Right Tires for Winter Driving

Jan 9 2015 It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be... more

Holiday Safety Tips for Your Four-Legged Friends

Dec 5 2014 As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season.... more

Make Home Safety a Priority While You’re Away for the Holidays

Nov 7 2014 The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays... more

Essential Safety Tips for Nighttime Boating

Oct 3 2014 If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of... more

5 Tips for Organizing Your Home for the New School Year

Sep 5 2014 Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that... more

Celebrate National Night Out With Your Neighbors

Aug 1 2014 In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town... more

Make Recycling and Reducing Routine

Jul 11 2014 "Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing,... more

Protect Your Most Cherished Possessions

May 30 2014 If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing... more

Keep Water from Going Where it Shouldn't

May 2 2014 One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Erny Insurance, we know you want to protect what's important. That's why we're offering these... more

A Little Extra Caution Can Go a Long Way While Driving at Night

Apr 4 2014 While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for... more

Home Security Tips

Mar 10 2014 Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home... more

Five Sure-Fire Ways to Get Your Car Stolen

Feb 7 2014 Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy.... more

Protect Your Family From the "Silent Killer"

Jan 3 2014 Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and... more

Make Sure Your Pets Travel Well for the Holidays

Dec 6 2013 The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Louisiana. If you are gearing up to... more

Make Football Season Fun and Safe

Nov 1 2013 Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Louisiana. Football brings with it a whole host of seasonal... more

It’s National Fire Prevention Week

Oct 9 2013 It's National Fire Prevention Week. The #1 place for household fires is the kitchen so let's start there with some fire prevention tips: When grilling, broiling, or frying foods, SUPERVISE the cooking at all... more

A Different Season Means Different Dangers For Motorcyclists

Oct 4 2013 Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however.... more

Couponing - Not Just for the Extreme!

Sep 25 2013 In our present economy, it is smart to be cost conscious.We know that and we work every day to help our customers get more for their money. Insurance is key to protecting your assets so we look for value and... more

Grandparents' Day is Sunday!

Sep 6 2013 Sunday, September 8th is Grandparents' Day but ask any grandparent and they will tell you every day is their day. Who cannot fall in love with a baby especially if it is their own grandchild? They say it is... more

Back to School Safety Reminders

Sep 6 2013 The end of summer in Louisiana means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should... more

Flood Insurance - What You Should Know

Aug 1 2013 You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Erny Insurance we want you to be... more

When Things go BOOM in the Night - Fireworks Safety

Jul 1 2013 For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year,... more

It's Time for Spring Cleaning!

Apr 18 2013 Spring is a time of new beginnings in Lafayette-Church Point-Youngsville - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at... more



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